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Stamp Duty and Registration Charges in Gurgaon 2026: Rates for Men, Women and Joint Owners
By Aapt Dubey · Updated · 7 sources
Inside Gurugram's municipal limits, stamp duty is 7% for a man, 5% for a woman and 6% for joint ownership; outside municipal limits it is 5%, 3% and 4%. The registration fee runs on a slab and is ₹50,000 on any deed above ₹90 lakh. On a ₹5 crore flat that is ₹35.5 lakh for a man and ₹25.5 lakh for a woman.
Key figures
- Stamp duty, man, urban
- 7%Sale deed within municipal limits, includes a 2% development fee; rate reported June 2025 and unchanged as of 2026Source 1
- Stamp duty, woman, urban
- 5%Sale deed within municipal limits, as reported June 2025Source 1
- Stamp duty, joint owners, urban
- 6%Joint ownership within municipal limits, 1 percentage point below the male rateSource 1
- Stamp duty, rural (outside MC)
- 5% men, 3% women, 4% jointSale deeds outside municipal limits, as reported June 2025Source 1
- Registration fee, deeds above ₹90 lakh
- ₹50,000Top slab of the Haryana registration fee schedule for compulsorily registrable documentsSource 3
- HARIS service charge, sale deed
- ₹200Service charge for registering a sale or conveyance deed through HARIS/Web-HALRISSource 3
- Rates unchanged since
- 2008Haryana Chief Minister, August 2025: 7% for men and 5% for women since 2008Source 2
- Stamp duty revenue growth
- 9% to 10% a yearHaryana stamp duty collections, as reported by UNI in September 2026Source 5
What is the stamp duty in Gurgaon in 2026?
Gurgaon follows the Haryana schedule, and the rate turns on two questions: is the property inside municipal limits, and who is on the deed. Inside municipal limits, which covers the sectors under the Municipal Corporation of Gurugram, a man pays 7%, a woman 5% and joint owners 6%. Outside municipal limits the rates are 5%, 3% and 4%. These are the figures The Tribune reported in June 2025, and the Haryana revenue department's own online stamp duty calculator asks exactly these two questions: within or outside MC, and male or female.
The 7% urban rate is not all stamp duty in the narrow sense. The Chief Minister said in August 2025 that the levy has been 7%, including a 2% development fee, for men and 5% for women since 2008, and that the rates remain unchanged. Nothing we have seen from the state since then has changed them, so for a 2026 purchase these are the numbers to budget.
| Buyer | Within municipal limits (urban Gurugram) | Outside municipal limits (rural) |
|---|---|---|
| Man | 7% | 5% |
| Woman | 5% | 3% |
| Joint (man and woman) | 6% | 4% |
Source: The Tribune, 2025-06.
Registration charges in Gurgaon: the slab table
Registration is a separate, much smaller fee, charged on a slab of the deed value and not as a percentage. The schedule published on the Haryana land records portal starts at ₹100 for deeds up to ₹50,000 and climbs in steps of ₹5,000 for every ₹10 lakh above ₹30 lakh, until it reaches ₹50,000 for any deed above ₹90 lakh. That cap means that for almost every flat we deal in, the registration fee is a flat ₹50,000.
On top of that there is a ₹200 service charge for a sale deed registered through HARIS, the state's registration software. Stamp duty itself is paid online through the e-GRAS portal before you book the sub-registrar appointment.
| Up to ₹5 lakh | 1000 |
|---|---|
| ₹5 to 10 lakh | 5000 |
| ₹10 to 20 lakh | 10000 |
| ₹20 to 25 lakh | 12500 |
| ₹25 to 30 lakh | 15000 |
| ₹30 to 40 lakh | 20000 |
| ₹40 to 50 lakh | 25000 |
| ₹50 to 60 lakh | 30000 |
| ₹60 to 70 lakh | 35000 |
| ₹70 to 80 lakh | 40000 |
| ₹80 to 90 lakh | 45000 |
| Above ₹90 lakh | 50000 |
Fee for compulsorily registrable documents (other than leases) as listed in the stamp duty and registration fee schedule on jamabandi.nic.in. Source: Revenue Department, Government of Haryana (jamabandi.nic.in), 2020-11.
Stamp duty on ₹2 crore, ₹5 crore and ₹10 crore homes
Here is the arithmetic for typical Gurgaon ticket sizes, assuming the property is inside municipal limits and the agreement value is above the circle rate value. Each line adds the ₹50,000 registration fee; the ₹200 HARIS service charge is left out to keep the numbers clean.
The gap between a man and a woman buying alone is 2% of the price. On a ₹10 crore apartment on Golf Course Road that is ₹20 lakh, which is why so many families register in the wife's name or jointly. Do it for real: the person named on the deed is the legal owner.
- Man, urban35
- Joint, urban30
- Woman, urban25
- Man, rural25
- Joint, rural20
- Woman, rural15
| Man, urban | 35 |
|---|---|
| Joint, urban | 30 |
| Woman, urban | 25 |
| Man, rural | 25 |
| Joint, rural | 20 |
| Woman, rural | 15 |
Our calculation at the rates reported by The Tribune, excluding the ₹50,000 registration fee. Source: The Tribune, 2025-06.
| Property value | Man (7%) | Woman (5%) | Joint (6%) |
|---|---|---|---|
| ₹2 crore | ₹14,50,000 | ₹10,50,000 | ₹12,50,000 |
| ₹5 crore | ₹35,50,000 | ₹25,50,000 | ₹30,50,000 |
| ₹10 crore | ₹70,50,000 | ₹50,50,000 | ₹60,50,000 |
Source: The Tribune, 2025-06.
Is stamp duty charged on circle rate or agreement value?
On whichever is higher. The circle rate, called the collector rate in Haryana, is the floor. If you agree a price below it, the sub-registrar will still charge duty on the collector value. For most new and resale flats on Golf Course Road, Golf Course Extension Road and Dwarka Expressway, market prices sit above the collector rate, so duty is paid on the agreement value.
Where it bites is plots and older homes. Gurugram's 2026-27 list, in force from 1 April 2026, raised residential plot rates by 25% to 75% in most sectors. For example, Sectors 42, 53 and 54 went from ₹93,600 to ₹1,49,760 per sq yd. Check the exact row on our circle rates page before you sign anything.
Stamp duty on a builder floor in Gurgaon
A builder floor is registered as its own unit with its own sale deed, so the duty is charged on that floor's value, not on the plot. The collector rate for floors in licensed colonies and HSVP sectors in Tehsil Wazirabad, which includes the DLF phases and the Golf Course Road sectors, is ₹11,330 per sq ft for 2026-27, up from ₹10,300.
Take a 2,000 sq ft floor in a DLF phase agreed at ₹4.5 crore. The collector value is ₹2,26,60,000, well below the deal, so duty is on ₹4.5 crore: ₹31.5 lakh for a man, ₹22.5 lakh for a woman, ₹27 lakh jointly, plus ₹50,000 registration. If the same floor were somehow agreed at ₹2 crore, duty would still be charged on ₹2.27 crore. Collector lists also add loadings for corner and park-facing plots, so ask the sub-registrar which multiplier applies to your plot.
What changed in 2025-26?
The duty rates themselves did not change. What changed is the base and some edge cases. Gurugram's collector rates were revised from 1 August 2025 and again from 1 April 2026, which raises the minimum value for duty on plots and floors. In August 2025 the state waived stamp duty on residential plots up to 50 sq yd in urban areas and up to 100 sq yd in rural areas allotted under the Pradhan Mantri Awas Yojana, which matters for affordable housing but not for most Gurgaon buyers. In June 2025 the state also decided to give 1% of its stamp duty revenue to panchayati raj institutions; that is how the money is shared, not an extra charge to you.
Process changes continue. UNI reported in September 2026 that Haryana now uses standard templates for nearly 140 types of deeds, and that stamp duty revenue is growing by about 9% to 10% a year.
Other deeds: gift, collaboration and agreements
Not every transfer is a sale. A collaboration agreement that gives a developer authority to build on or sell your land attracts 2% of the market value of the property or the consideration in the agreement, whichever is higher, under Haryana's Schedule 1-A. Agreements not otherwise provided for carry a fixed ₹100.
For gifts and family transfers the treatment depends on the relationship and the current notification, so get the sub-registrar or your lawyer to confirm the rate on the day. Our cost of buying page shows how stamp duty sits alongside GST, EDC and the other charges on a typical purchase.
Frequently asked questions
A woman buying alone pays 5% inside municipal limits and 3% outside, as reported in June 2025 and unchanged in 2026. On a ₹3 crore flat in Gurgaon that is ₹15 lakh, against ₹21 lakh for a man.
Registration is on a slab, from ₹100 for deeds up to ₹50,000, rising to a maximum of ₹50,000 for deeds above ₹90 lakh. A ₹200 HARIS service charge is added for a sale deed.
Inside municipal limits it is ₹7 lakh for a man, ₹5 lakh for a woman and ₹6 lakh for joint owners. Add the ₹50,000 registration fee, since ₹1 crore is above the ₹90 lakh slab.
6% in urban areas and 4% in rural areas, which is 1 percentage point below the rate for a man alone, as reported by The Tribune in June 2025.
It is calculated on the higher of the agreement value and the collector (circle) rate value. Gurugram's 2026-27 collector rates took effect on 1 April 2026, so check the current row for your sector.
No. The rates of 7% for men and 5% for women in urban areas, including a 2% development fee, have applied since 2008 according to the Chief Minister's August 2025 statement. The collector rates used as the floor were revised in August 2025 and April 2026.
Yes. Stamp duty is paid online through the e-GRAS portal, egrashry.nic.in, which the Haryana land records site links from its stamp duty calculator. You then book a deed registration appointment with the sub-registrar.
Banks generally do not finance stamp duty and registration; they lend against the property value. Plan to pay the ₹25 lakh to ₹70 lakh duty on a ₹5 to ₹10 crore home from your own funds.
How we compiled these figures
Stamp duty rates come from The Tribune's June 2025 report of Haryana's urban and rural rates, cross-checked against the Chief Minister's August 2025 statement and the structure of the official stamp duty calculator on jamabandi.nic.in (within or outside municipal limits, male or female). Registration fee slabs and HARIS service charges come from the stamp duty and registration fee schedule hosted on jamabandi.nic.in. The builder floor collector rate is from the Gurugram district's 2026-27 list for Tehsil Wazirabad. Worked examples are our own arithmetic and assume the agreement value exceeds the collector value and that the property is inside municipal limits. Joint ownership is shown at the 6% figure reported for joint owners; the actual split on a deed with unequal shares can differ, so confirm with the sub-registrar. Reviewed quarterly.
Cite this page
Curated Homes, “Stamp Duty and Registration Charges in Gurgaon 2026: Rates for Men, Women and Joint Owners”, updated 15 October 2026, https://curatedhomes.in/stats/stamp-duty-gurgaon
You are welcome to use these figures and charts with a link back to this page.
Sources
- 1. The Tribune, Rs 572 crore bonanza: Haryana PRIs to get 1% stamp duty share (2025-06-16). View source
- 2. The Tribune, Stamp duty waived on 50 sq yard urban, 100 sq yard rural plots (2025-08-28). View source
- 3. Revenue Department, Government of Haryana (jamabandi.nic.in), Schedule 1-A of Indian Stamp Act 1899 (for Haryana), stamp duty and registration fees (2020-11-10). View source
- 4. Revenue Department, Government of Haryana (jamabandi.nic.in), Stamp Duty Calculator for Sale Deed (2026-10-15). View source
- 5. UNI, Digitisation of Haryana property registration (2026-09-30). View source
- 6. District Administration Gurugram (Sub Registrar, Tehsil Wazirabad), Collector rate list of Tehsil Wazirabad District Gurugram for the year of 2026-27 (2026-03-31). View source
- 7. Revenue Department, Government of Haryana (jamabandi.nic.in), Schedule 1-A, item 5(d): agreement relating to giving authority to a promoter or developer (2020-11-10). View source